About Us

Universal Processing was founded with the mission of helping business owners by providing superior payment processing solutions at lower cost. We understand the many challenges an independent business owner faces and have been working hard to find innovative solutions to assist in payment processing, working capital funding, and even consulting.

Our motto is “Doing well by doing Good” and we are especially committed to helping the ethnic minority business communities and other underserved groups grow and prosper. Our specialists have helped thousands of ethnic minority businesses to navigate the complex payment processing marketplace successfully and avoid being over-charged. Our professional multilingual team is able to speak with you in your preferred language so that you are able to completely understand the various aspects of the payment processing systems.

  • FREE Terminals
  • NO Annual Fees, Cancellation Fees
  • Web-based Management Report
  • $100 Referral Commission / Account
  • FREE POS System for qualified merchants
  • On-going training and 24/7 Customer Support
  • Fraud prevention – Risk Management Tools
  • No Risk – No Obligation


Credit Card Processing

Our latest EMV-enabled terminals accept all NFC payments like Apple Pay, Google Pay and provide you with fast, and secure processing solutions.

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Point-Of-Sale (POS) Systems

Our dedicated and knowledgeable specialists are available to help you choose the ideal POS system for your particular business.

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E-Commerce Payment

We are experts in setting up secure and efficient online payment systems that facilitate and secure the online payment process.

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Mobile Payments

Thinking about making a sale at an upcoming trade fair? No problem! We’ve got you covered. We can swiftly integrate your current POS system with the mobile device of your choice to enable you to accept payments, anywhere and anytime.

Value-Added Services

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Merchant Financing

We understand your need for working capital and can assist in securing financing quickly and easily, at fixed rates, as low as 8%.

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Want to capitalize on high volumes of foot traffic or simply provide convenient cash withdrawals for your customers? We understand that and can help you set up a secure ATM system at your location.

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Loyalty/Gift Card Program

Attracting new customers and keeping existing customers are the two key factors in growing a business. We understand that, too. We can help you build a competitive customer loyalty program to attract and retain customers.

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Digital Marketing

We provide low-cost advisory services to enable you to meet a variety of business challenges, such as, effective social media marketing, building an SEO-website or applying business analytics to better understand who your customers are, their needs and new business trends.



Value-Added Resellers (VARs)

We believe a one-stop shop model provides the best value for our merchants and we welcome resellers of POS systems and integrated software vendors to partner-up with us.



We offer merchant leads, marketing and customer support and many potential opportunities to grow your business. We also offer referral bonuses to our strategic partners for approved referral accounts. We are all about building stronger ecosystems and vibrant business communities, and we encourage all affiliates – wholesale organizations, accounting firms, business associates – to explore collaborative opportunities with us.


Thank you for visiting us. Please let us know how we can serve you better
Call us any time 888.885.8358


East Coast Offices 

60 West 38th St, Floor 2, New York, NY 10018

39-15 Main St, Suite 207, Flushing, NY, 11354


West Coast Office

411 E Huntington Dr, Suite 307, Arcadia, CA, 91006

South Office 

7001 Corporate Dr, Ste 227, Houston, TX 77036


Universal Processing LLC BBB Business Review