Universal Processing


Payment Processing Done Differently

We were founded in 2003 with a mission to support and serve small and mid-sized business partners with integrity, and to aid their growth by providing the highest level of service and expertise.

How it All Began

Saint Hung began his journey in the payment processing industry while working at Chase Merchant Services (formerly Chase Paymentech). While working his way up from sales to a management level position, Saint was disturbed to find that minority business owners were frequently neglected, discriminated against, or taken advantage of. When Saint founded Universal Processing in 2003, he was determined to become an advocate for underserved minority business owners. Since then, the company has grown to become the leading provider of payment processing services to minority-owned businesses. Universal Processing offers its merchant partners access to essential payment technologies and the requisite multilingual support and training to help their businesses succeed.


Today, Universal Processing helps over 13,000 merchant partners process over 2.0 billion dollars in transactions each year. With service across all 50 states, and offices in Manhattan, Flushing, Chicago, California, and Texas, Universal Processing has grown to meet the demand for a much-needed service.

Our Core Principles

Be Partners
  • We are committed

  • We pursue opportunities

  • We bring growth

Be Accountable
  • We are ethical

  • We embrace transparency

  • We make no excuses

Be Compassionate
  • We are affable

  • We support people

  • We serve the community

Be Transcendent
  • We are exceptional

  • We do it right

  • We hold nothing back


Our History

Industry Recognition

Universal Processing was recognized as No. 500 on Inc. Magazine's 2019 List of America's Fastest-Growing Private Companies-the Inc. 5000

Philanthropic Efforts

We were founded with the intent to help the small minority owned businesses in our local community. Today, we do our best to keep that tradition of helping others alive. See what we're doing to give back to our community.

Our Recent Events

UP Annual Gala 2020
UP Annual Gala 2020
UP Annual Gala 2020
UP Annual Gala 2020
BMCC Entrepreneurship Fair
BMCC Entrepreneurship Fair
UP Halloween
UP Halloween
President's Club 2019
President's Club 2019
UP Annual Gala 2019
UP Annual Gala 2019