Terms and Conditions: Referrers must fille out this form to participate this promotion; The referred business must not be an active client of Universal Processing LLC (UP) within the last 6 months; All referred businesses must start to use UP's services and process reasonable volume; Referred businesses have up to 90 days to activate the account; Referrer and the referred must be different persons or entities; Qualified referrers will receive Giftcards or checks at the end of the promotion. All rights reserved by UP.